Strategies
Section 1: Wealth Management Strategies
Below, I outline several of the firm’s strategies and the risk profiles we serve.
We accommodate the full spectrum of investor risk profiles, including Conservative, Moderately Conservative, Moderate, Moderately Aggressive, and Aggressive.
While these risk profiles are standard across most investment firms, our approach differs meaningfully from that of many peers. Instead of relying solely on a traditional, unlevered mix of stocks and bonds, we actively use options to hedge risk. Option-based hedging can provide superior downside protection while preserving—and in many cases enhancing—return potential compared to a conventional bond-equity allocation.
In addition, for clients who prefer fixed-income–based solutions, we can hedge risk using both unlevered and levered bond portfolios. Levered bond strategies are widely used and well-established, particularly among hedge funds, as an effective way to enhance returns while managing risk.
Ultimately, we give clients flexibility: risk can be managed and returns enhanced through option strategies, levered bond portfolios, or a combination of both—depending on the client’s objectives and risk tolerance.
Section 2: Alpha Focused Strategies
While the wealth management strategies discussed above are designed with alpha generation in mind, this section focuses on strategies that target higher risk and higher return outcomes.
These strategies employ a blend of tactical and strategic investment approaches and, where appropriate, incorporate leverage within equities. Higher return objectives inherently require a greater tolerance for risk, and we are explicit about this tradeoff. Clients pursuing these strategies must be comfortable with elevated volatility and drawdowns in exchange for enhanced long-term return potential.
As outlined in the Investment Thesis section of our website, our alpha generation process is rooted in disciplined portfolio construction and active risk management. In practice, we utilize a combination of levered and unlevered equity vehicles, dynamically rotating between them based on prevailing market conditions.
During periods of significant market sell-offs, the strategy is designed to assume higher risk by selectively allocating to leveraged products. As markets recover, valuations expand, and returns are realized from the trough, exposure is systematically reduced and shifted back toward unlevered equities to preserve capital and manage risk.
Our decision-making framework integrates statistical analysis, trend and momentum indicators, volatility filters, moving average crossover signals, and options strategies. These quantitative tools are complemented by sound macro judgment—most notably, an awareness of monetary policy dynamics (i.e., not fighting the Fed).
Through the disciplined application of these techniques, our objective is to achieve consistent benchmark outperformance over full market cycles, while maintaining a clearly defined and actively managed risk profile.
Section 3: Commodity Income Strategies
As discussed in our November 20, 2025 blog post, this section focuses on a strategy designed to convert non–income-producing assets into income-generating holdings through the disciplined use of options.
Specifically, we employ covered call writing on commodity-based ETFs—such as GLD, a physically backed gold exchange-traded fund. This approach allows commodity investors to generate consistent option premium income while maintaining exposure to the underlying asset.
Our objective is to provide commodity holders with an additional 3–5% annualized income, effectively creating a “dividend” stream from assets that traditionally produce none. At this income level, the strategy is designed to match or exceed the dividend yield of popular income-focused funds such as SCHD, while still preserving the majority of the asset’s long-term appreciation potential.
For long-term gold investors, this raises a simple question: if you already intend to hold gold, why not generate income from it? Through a high-probability, risk-managed covered call strategy, we seek to extract consistent cash flow from gold ownership without fundamentally changing its role in the portfolio.
Section 4: Tax Saving Strategies
Some clients come to us with large embedded capital gains in their portfolios. They want to transition to our management and remain fully invested, but they also want us to manage around those gains in a tax-efficient way. One of the primary tools we use to accomplish this is tax-loss harvesting.
Tax-loss harvesting involves reviewing a client’s portfolio for positions that are currently at a loss and selectively selling those positions to offset realized capital gains, thereby reducing the client’s overall tax liability.
For example, assume a client has:
a $50,000 realized loss in TSLA, and
a $70,000 realized gain in AXP.
By harvesting the loss in TSLA and realizing the gain in AXP, the losses offset the gains, resulting in a net taxable capital gain of only $20,000 instead of $70,000.
Using a 20% long-term capital gains tax rate for illustration:
Tax without harvesting:
$70,000 × 20% = $14,000Tax after harvesting:
$20,000 × 20% = $4,000Total tax savings: $10,000
In addition, our strategies are designed to favor long-term capital gains treatment whenever possible. We are not day traders or short-term speculators. Our goal is to hold positions for longer than one year, allowing clients to benefit from the preferential long-term capital gains tax rates.
Taxes matter. We take portfolio management seriously—not just in terms of returns, but also in reducing unnecessary taxes and preserving after-tax wealth. Every dollar saved in taxes is a dollar that remains working for you, rather than going to Uncle Sam.
Section 5: High Risk Speculation Strategies
For clients with very high risk tolerances, we also offer access to strategies that extend beyond our core, controlled alpha-focused approach. For those who wish to actively speculate—whether in equities, options, or other markets—we can structure and facilitate those strategies in a disciplined and transparent way.
If you have the capital, understand the risks, and want to pursue higher-volatility opportunities, we can act as your partner throughout the process—helping design, execute, and manage those positions responsibly.
The options market, in particular, offers a wide range of multi-leg strategies that can generate significant short-term returns, but they also come with substantial risk. Potential outcomes can vary widely, including periods of rapid gains or losses.
Ultimately, everything is driven by your risk profile, objectives, and tolerance for loss. We ensure that any speculative strategy is intentionally chosen, clearly understood, and aligned with what you are truly willing to risk.
