Want To Save Yourself Thousands of Dollars?

We don’t position ourselves as a financial planning firm. Our focus is asset management.

If you’re in the U.S., this is worth paying attention to. Many firms advertise that financial planning is “included” in their fee. It sounds great on the surface. But take a look at what you actually paid your advisor in 2025. What was the total cost for portfolio management and planning? In many cases, it’s far higher than it needs to be.

There’s a more efficient—and often far less expensive—way to structure this:

1) Hire our firm strictly for investment management.
As we grow, our goal is to bring pricing below 100 basis points. We want to deliver strong risk-managed returns at a even more competitive price.

2) Hire MassMutual for financial planning.
High-quality financial planning software like eMoney requires constant use and real expertise to extract its full value. Large institutions like MassMutual have entire departments that do nothing but build financial plans all day long. These teams produce hundreds—sometimes thousands—of plans per year, and they’re good at it.

You don’t need to buy an annuity or whole life policy for the plan to be useful. The value is in getting your cash flow, liabilities, taxes, and long-term structure organized correctly. Depending on complexity, you might pay $2,500 to $8,000 (or more), but you’re getting a solid, standalone plan built by specialists.

3) Then retain us for ongoing investment management.
We focus on delivering value where it actually compounds—portfolio construction, risk management, and performance relative to benchmarks. If you have a meaningful nest egg, I’d also encourage shopping managers. There’s no rule that says all of your capital must sit with one firm.

4) This structure can save you thousands of dollars over time.
Instead of overpaying for bundled services, you pay specialists to do what they do best—once for planning, and then competitively priced ongoing management for your investments.

Simple, transparent, and cost-efficient.